Baltimore-rooted insurance. Personal guidance.

Coverage for Baltimore life, built around you.

An independent agency serving Baltimore City and beyond with auto, home, life and business insurance. Ross Insurance helps families and business owners compare options, uncover discounts and make coverage easier to understand.

29+ yearsserving customers
Baltimore rootedurban agency · local perspective
Multiple carriersmore options to compare
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Experienced guidance
Real people who know insurance.

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Time back
We help sift through the options.

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Discount-minded
We look for ways to fit your budget.

Protection for real life

One relationship. A lot of life to protect.

Insurance changes as your life changes. Ross Insurance can help you explore coverage for the things you drive, the places you live, the people you love and the business you’re building.

Modern car parked outdoors
AUTO

Drive with more confidence.

Compare auto coverage and carrier options with help from a licensed agency.

Get an auto quote →
Parent and child gardening outside a home
HOME + RENTERS

Protect the place you call home.

Coverage options for homeowners, condo owners and renters, with guidance that makes the fine print less foggy.

Get a home quote →
Family sitting together on a couch at home
LIFE

Plan for the people who matter.

Explore life insurance designed around your budget, family goals and broader estate-planning conversations.

Discuss life insurance →
Small business team meeting around a table
BUSINESS

Protect the business you’re building.

From premises and products to liability exposures, make insurance part of the business plan instead of an afterthought.

Explore business coverage →
Family gathered outdoors around a table
People first.Policies second.

Why Ross Insurance · Baltimore perspective

We get it right because we get to know you.

Insurance can feel like a wall of forms and unfamiliar language. Ross Insurance’s approach is more human: understand the household, the neighborhood and the business first, then help make sense of the coverage.

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Experience that compounds

Long-term insurance experience helps the agency spot questions customers may not know to ask yet.

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Choice without the scavenger hunt

Instead of sending you out to compare every option alone, the agency helps narrow the field.

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Community-minded education

Ross Insurance has emphasized responsible policyholder behavior and insurance education as part of serving its community in and around Baltimore.

Meet Ross Insurance

Business insurance

Your business plan should include a protection plan.

Every business faces exposure to loss from legal liability. Ross Insurance can help you think through common areas of risk and the coverage questions that belong on your checklist.

PremisesBodily injury or property damage connected to your property.
Personal injuryCoverage areas may include wrongful entry, eviction and related claims.
Advertising injuryPotential claims connected with certain forms of libel, slander or disparagement.
ProductsBodily injury or property damage associated with products you manufacture or sell.
Ask a business insurance question
Business colleagues collaborating in a bright office
ROSS INSURANCE Small business deserves serious protection.

No office visit required to start the conversation.

Carrier access

More than one place to look.

Ross Insurance works with multiple national and regional insurance companies. Carrier availability and eligibility vary by state, product and applicant.

ProgressiveNationwideTravelersNational GeneralSafeco / Liberty MutualForemostAllstateSelective

Learn · Live · Build

Insurance is easier when you understand the why.

Useful reading from Ross Insurance about coverage, money habits, planning and the everyday choices that can affect what protection costs.

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POLICYHOLDER EDUCATION

The Domino Effect: How Your Bad Insurance Habits Could Be Hurting Your Neighbors

Read article →
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LIFE INSURANCE

Best Age To Get Life Insurance

Read article →
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AUTO INSURANCE

Policyholder Behavior Is One Way To Offset Rising Auto Insurance Rates

Read article →

Ready when you are

Five minutes can start a better insurance conversation.

Begin with a secure auto or home quote, or contact Ross Insurance for life, business or other coverage questions.

Talk to a person

What are you trying to protect?

Tell Ross Insurance what you’d like to discuss. This form opens a pre-addressed email in your device’s email app, so no personal information is silently stored by this demo site.

CALL410.788.1710 EMAILzerita@getrossinsurance.com
MAILP.O. Box 173
Woodstock, MD 21163

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